Type the service. Get every ACA plan that covers it.
Reverse-search across every carrier in your state marketplace. Copay, coinsurance, and the buried exclusion text side-by-side, with a branded PDF for the client. The query HealthSherpa and the carrier portals can't run.
Sourced from CMS Marketplace Public Use Files. Attribution on every plan.
0
ACA plans
0
states
0.0M
coverage price points
PUF
Updated each plan year
The workflow
Type the service. See every plan that covers it, side-by-side.
Today, when a client asks about a specific service, the path looks like this. Open HealthSherpa. Find plans. Open each plan's SBC. Search for the service. Three of five plans don't list it clearly. Open three carrier portals. Some show the benefit, some say "see your SBC." You give up and recommend the cheapest plan with a vague answer. We built the path that takes 30 seconds instead of 30 minutes: one search box, the result list, every plan that actually covers the service, with the exclusion text expanded inline so you catch what makes clients angry six months later.
Every ACA marketplace plan, organized around the question clients ask.
HealthSherpa starts from the client and finds a plan. Carrier portals show you one carrier. Neither answers the question a client actually opens with: does this plan cover the thing I need? We built the broker-side tool around that question.
Updated each plan year from the CMS Marketplace PUF
Explore Your Benefits
A client-ready comparison for less than one commission
Reverse-search by service
Type "orthodontia for a child" and get every ACA plan in your state that covers it, with copay, coinsurance, and visit limits side-by-side. We go service-first, not client-first.
30 seconds to a list of qualifying plans, instead of 30 minutes across five portals.
Coverage exclusions in plain sight
"Visit limit is separate from the outpatient rehab limit. Excludes group therapy and private-duty nursing." We surface clauses buried in SBC PDFs inline, expandable on the plan row.
Stop missing exclusions that cost you the client after enrollment.
Branded client deliverables
Export a side-by-side comparison as a branded PDF, no watermark, with out-of-pocket scenarios for Having a Baby, Diabetes, and a Simple Fracture.
Hand the client a comparison that looks enterprise-grade.
Feature Comparison
How AllClinics compares
BEST VALUE
AllClinics
Price
$1,500/yr founding
Reverse-search by service
Yes, unique
All carriers in state marketplace
Inline coverage-exclusion text
Branded PDF export (no watermark)
Out-of-pocket scenarios side-by-side
HealthSherpa
Price
Free (broker tier)
Reverse-search by service
No, forward-only
All carriers in state marketplace
Inline coverage-exclusion text
Limited
Branded PDF export (no watermark)
Out-of-pocket scenarios side-by-side
Carrier portals (×5)
Price
Free, one carrier each
Reverse-search by service
All carriers in state marketplace
No, one each
Inline coverage-exclusion text
Branded PDF export (no watermark)
Out-of-pocket scenarios side-by-side
BEST VALUE
AllClinics
HealthSherpa
Carrier portals (×5)
Price
$1,500/yr founding
Free (broker tier)
Free, one carrier each
Reverse-search by service
Yes, unique
No, forward-only
All carriers in state marketplace
No, one each
Inline coverage-exclusion text
Limited
Branded PDF export (no watermark)
Out-of-pocket scenarios side-by-side
Run reverse-search on your next three client cases.
14-day trial. Branded PDF export from day one. Open Enrollment 2027 prep starts in August. You have time.
Custom solutions & data licensing
For agencies that need more than a single seat
Multi-seat agency licensing
5+ seats with a shared client library and producer-level activity reporting.
Custom API access
Marketplace plan data pulled into your AMS (Applied Epic, AMS360, EZLynx) or quoting workflow.
White-label exports
Branded PDF and CSV templates tailored to your agency footer and disclaimers.
BAA & Security
SOC 2 documentation available. Plan data from CMS Marketplace PUF, public-source, no patient PHI.
Three workflows.
One subscription.
Founding rate
$2,500
$1,500
per seat / year / locked for life
Find Plans by Service reverse-search
Side-by-Side Compare, up to 3 plans
Out-of-pocket scenarios + branded PDF expor
24,527 ACA plans, CMS Marketplace PUF
50 founding seats at this rate
FAQ
Common questions from insurance brokers comparing AllClinics with carrier directories, Healthcare.gov, and traditional plan comparison tools.
HealthSherpa is forward-only: you start with a client and find a plan. We're the reverse: start with a service and find every plan that covers it. Different job, not a replacement. Plenty of brokers run both.
Carrier portals show only that carrier's plans. We show every carrier in your state marketplace side-by-side, with copay, coinsurance, and limits, plus the exclusion text inline.
The average broker spends 8–12 hours a month on manual comparison. One new group-account commission ($3K–$10K) pays for two to six years. 14-day trial, no card.
From the CMS Marketplace Public Use Files, updated for each plan year and validated, matched to healthcare.gov. Source attribution on every plan.