Type the service. Get every ACA plan that covers it.

Reverse-search across every carrier in your state marketplace. Copay, coinsurance, and the buried exclusion text side-by-side, with a branded PDF for the client. The query HealthSherpa and the carrier portals can't run.

Sourced from CMS Marketplace Public Use Files. Attribution on every plan.

Insurance
ACA plans

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ACA plans

states

0

states

coverage price points

0.0M

coverage price points

Updated each plan year

PUF

Updated each plan year

The workflow

Type the service. See every plan that covers it, side-by-side.

Today, when a client asks about a specific service, the path looks like this. Open HealthSherpa. Find plans. Open each plan's SBC. Search for the service. Three of five plans don't list it clearly. Open three carrier portals. Some show the benefit, some say "see your SBC." You give up and recommend the cheapest plan with a vague answer. We built the path that takes 30 seconds instead of 30 minutes: one search box, the result list, every plan that actually covers the service, with the exclusion text expanded inline so you catch what makes clients angry six months later.

See Find Plans by Service

Medical service plans comparison table with copayment and coinsurance details

One source of truth

Every ACA marketplace plan, organized around the question clients ask.

HealthSherpa starts from the client and finds a plan. Carrier portals show you one carrier. Neither answers the question a client actually opens with: does this plan cover the thing I need? We built the broker-side tool around that question.

test

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ACA plans

0

states coverage

Service-level benefits (copay, coinsurance, limits)

Exclusion text per service

Updated each plan year from the CMS Marketplace PUF

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Explore Your Benefits

A client-ready comparison for less than one commission

Reverse-search by service

Reverse-search by service

Type "orthodontia for a child" and get every ACA plan in your state that covers it, with copay, coinsurance, and visit limits side-by-side. We go service-first, not client-first.

30 seconds to a list of qualifying plans, instead of 30 minutes across five portals.

Coverage exclusions in plain sight

Coverage exclusions in plain sight

"Visit limit is separate from the outpatient rehab limit. Excludes group therapy and private-duty nursing." We surface clauses buried in SBC PDFs inline, expandable on the plan row.

Stop missing exclusions that cost you the client after enrollment.

Branded client deliverables

Branded client deliverables

Export a side-by-side comparison as a branded PDF, no watermark, with out-of-pocket scenarios for Having a Baby, Diabetes, and a Simple Fracture.

Hand the client a comparison that looks enterprise-grade.

Feature Comparison

How AllClinics compares

BEST VALUE

AllClinics

  • Price

    $1,500/yr founding

  • Reverse-search by service

    Yes, unique

  • All carriers in state marketplace

  • Inline coverage-exclusion text

  • Branded PDF export (no watermark)

  • Out-of-pocket scenarios side-by-side

HealthSherpa

  • Price

    Free (broker tier)

  • Reverse-search by service

    No, forward-only

  • All carriers in state marketplace

  • Inline coverage-exclusion text

    Limited

  • Branded PDF export (no watermark)

  • Out-of-pocket scenarios side-by-side

Carrier portals (×5)

  • Price

    Free, one carrier each

  • Reverse-search by service

  • All carriers in state marketplace

    No, one each

  • Inline coverage-exclusion text

  • Branded PDF export (no watermark)

  • Out-of-pocket scenarios side-by-side

BEST VALUE

AllClinics

HealthSherpa

Carrier portals (×5)

Price

$1,500/yr founding

Free (broker tier)

Free, one carrier each

Reverse-search by service

Yes, unique

No, forward-only

All carriers in state marketplace

No, one each

Inline coverage-exclusion text

Limited

Branded PDF export (no watermark)

Out-of-pocket scenarios side-by-side

Run reverse-search on your next three client cases.

14-day trial. Branded PDF export from day one. Open Enrollment 2027 prep starts in August. You have time.

Custom solutions & data licensing

For agencies that need more than a single seat

Multi-seat agency licensing

Multi-seat agency licensing

5+ seats with a shared client library and producer-level activity reporting.

Custom API access

Custom API access

Marketplace plan data pulled into your AMS (Applied Epic, AMS360, EZLynx) or quoting workflow.

White-label exports

White-label exports

Branded PDF and CSV templates tailored to your agency footer and disclaimers.

BAA & Security

BAA & Security

SOC 2 documentation available. Plan data from CMS Marketplace PUF, public-source, no patient PHI.

Three workflows.

One subscription.

Founding rate

$2,500

$1,500

per seat / year / locked for life

Find Plans by Service reverse-search

Side-by-Side Compare, up to 3 plans

Out-of-pocket scenarios + branded PDF expor

24,527 ACA plans, CMS Marketplace PUF

50 founding seats at this rate

FAQ

Common questions from insurance brokers comparing AllClinics with carrier directories, Healthcare.gov, and traditional plan comparison tools.

HealthSherpa is forward-only: you start with a client and find a plan. We're the reverse: start with a service and find every plan that covers it. Different job, not a replacement. Plenty of brokers run both.

Carrier portals show only that carrier's plans. We show every carrier in your state marketplace side-by-side, with copay, coinsurance, and limits, plus the exclusion text inline.

The average broker spends 8–12 hours a month on manual comparison. One new group-account commission ($3K–$10K) pays for two to six years. 14-day trial, no card.

From the CMS Marketplace Public Use Files, updated for each plan year and validated, matched to healthcare.gov. Source attribution on every plan.

Plan coverage chart preview
Plan type breakdown chart

Answer "does this plan cover it?" in 30 seconds.

14-day trial. Run three real client cases this week.